About steve

Penny Stocks On Cash App

Hey there! Are you looking to dip your toes into the world of stock market investing, but don’t have thousands of dollars ready to invest? Trading penny stocks on Cash App might be perfect for you. Penny stocks, which are […]

Mutual Funds A More Convenient Investment Than Stocks Or Bonds?

Hey there! If you’re new to investing, you may be wondering how to build your portfolio. Should you buy individual stocks? Bonds? Or simply invest in mutual funds for convenience and diversification? It’s a great question. In this guide, we’ll […]

In Which Way Do Reits Resemble Mutual Funds?

Hey friend! If you’re looking to expand your investment portfolio, you may be trying to decide between real estate investment trusts (REITs) and mutual funds. Both offer diversity, professional management, and income potential, but how exactly are they similar? In […]

How To Become A Portfolio Manager

Diving Into the World of Portfolio Management Hey there! So you’re interested in becoming a portfolio manager? That’s awesome. Portfolio managers play a hugely important role in the world of finance. They are responsible for managing investment portfolios and guiding […]

How To Calculate Beta Of A Portfolio

Hey there! If you’re an investor looking to better manage the risk and volatility of your portfolio, you’ve come to the right place. Understanding and properly using beta is crucial for asset allocation and diversification. In simple terms, beta measures […]

What Is Portfolio Income

So you want to learn about portfolio income? You’ve come to the right place! Portfolio income refers to the money you earn from investments like stocks, bonds, mutual funds, and real estate. It comes in the form of dividends, interest […]

Why Is Portfolio Recovery Calling Me

Have you been getting endless calls from a mysterious number? When you finally pick up, it’s a representative from a company called Portfolio Recovery Associates. They insist you owe a debt from years ago that you know nothing about. The […]

Dividends Vs Distributions

Investing in stocks can be an exciting yet confusing endeavor, especially when you start receiving payments like dividends and distributions. You may have heard these terms used interchangeably before, but they are quite different! Understanding the distinction between dividends and […]

How To Reinvest Dividends Fidelity

Hey there! Looking to put your dividend payments to work and maximize your investment growth? Dividend reinvestment, also known as a DRIP, can be a powerful strategy. Instead of receiving dividend cash payments that sit in your account, you can […]

Who Might Receive Dividends From A Mutual Insurer

Hey there! Have you ever wondered who exactly receives dividends from a mutual insurance company? I’m here to explain it all in simple terms. In a nutshell, dividends from a mutual insurer go to their policyholders, also known as members. […]

Does Amazon Stock Pay Dividends

Hey there! If you’re an investor exploring your options in the stock market, you may have come across Amazon and wondered – does this giant of a company pay dividends? It’s a fair question. Dividend stocks are popular picks for […]

Are Dividends An Expense

Have you ever received a dividend payment from a stock you own and wondered – is this extra cash in my brokerage account considered a business expense for the company paying it? Or is a dividend something else entirely? I’m […]

Section 199a Dividends

Hey there! If you’ve received a Form 1099-DIV recently, you may have noticed a mysterious Box 5 labeled “Section 199A dividends.” What gives? This odd sounding term is connected to one of the most lucrative tax deductions out there—the qualified […]

What Is A Point In Stock Market

Hey there! If you’ve ever listened to news about the stock market, you’ve likely heard the reporter say something like “the Dow was up 200 points today.” But what does that actually mean? What is a point in the stock […]

Why Is Stock Market Down

So you’ve probably noticed the recent volatility in the stock market, with major indices plunging and values of portfolios declining. I get it – watching your investments take a hit can feel unsettling. But don’t stress too much. Markets always […]

How To Avoid Paying Taxes On Debt Settlement

Have you ever felt that wave of relief when a debt collector agrees to let you pay off your credit card or medical bill for less than you owe? As liberating as debt settlement may feel, make sure you see […]

How To Get A Loan With High Debt-to-income Ratio

Understanding This Pesky Ratio That’s Crucial for Loan Approval You’ve probably heard the term “debt-to-income ratio” floating around when applying for loans before, but what exactly does it mean? Simply put, your debt-to-income ratio compares how much debt you have […]

What Is Oxygen Debt

Have you ever felt completely wiped after an intense cardio workout? Your lungs are burning, your legs feel like jelly, and you can’t stop gasping for air. What you’re experiencing in that moment is something called oxygen debt. Oxygen debt […]

What Are Debt Securities

Hey there! If you’ve done any investing, you’ve probably heard about stocks and bonds. But you may be a bit fuzzy on what exactly debt securities are and how they work. In essence, debt securities are investments where you loan […]

What Is Mezzanine Debt

Have you ever heard the term “mezzanine debt” thrown around and wondered what it actually means? Don’t worry, you’re not alone. Mezzanine debt is one of those financial concepts that can be confusing at first glance. In simple terms, mezzanine […]

What Is Turbo Debt

Feeling weighed down by high-interest debt? Struggling to make minimum payments each month? You’re not alone. Over 19 million households in America are facing serious debt problems and looking for ways to find financial freedom. In comes TurboDebt, a relatively […]

How To Get A Debt Lawsuit Dismissed

So you got served with a lawsuit from a debt collector. Don’t panic! You have options. Lots of people face debt lawsuits and come out just fine on the other side. The key is educating yourself on your rights and […]

Alternative Credit Scores

Understanding This New Frontier Hey there! If you’ve ever applied for a loan or credit card, you know that lenders look at your credit score to decide if you’re a risky borrower or not. But did you know that millions […]

Installment Loans That Accept Chime And Low Credit Scores

What Are Installment Loans? Installment loans allow you to borrow a lump sum of money upfront and repay it over time through scheduled payments. Unlike payday loans or other short-term options, installment loans provide larger loan amounts and longer repayment […]