Did you know the average American has $134,128 saved for their later years? Vanguard’s 2024 data reveals a 19% jump in account balances—but here’s the catch. Workers under 25 average just $7,351, while those 65+ hold $272,588. That’s a 317% […]
How much money will you really need when you stop working? Many Americans assume a one-size-fits-all number, but the truth is far more personal. The Federal Reserve reports those aged 65-75 have an average of $609,230 saved—yet some struggle while […]
Did you know 42% of near-retirees rely on a mix of investment options to secure their future? Planning ahead isn’t just wise—it’s essential. Tax-advantaged plans like 401(k)s and IRAs help grow wealth faster by reducing taxable income and boosting compound […]
Did you know 20% of Americans over 50 have nothing set aside for their later years? A recent AARP survey reveals this alarming gap in financial preparedness. Even more concerning, 61% fear their funds won’t last through retirement. Starting late […]
Did you know that 46% of retirees overspend their savings within the first decade? Inflation alone erodes purchasing power by nearly half over 25 years. As a financial planner with 15+ years of experience, I’ve seen how cookie-cutter strategies fail […]
